Financing Options
Jacuzzi® Finance
FLEXIBLE FINANCE OPTIONS WITH NOVUNA® PERSONAL FINANCE
The UK's leading personal finance lender & the world’s largest Hot Tub & Swim Spa manufacturer.
Novuna® Personal Finance is one of the UK’s leading financial services companies, part of Mitsubishi HC Capital Inc. Novuna® has been voted the UK’s best direct personal loan provider for the last 9 years running by Feefo. We have partnered with them to provide a complete and competitive range of personal finance products for our customers, along with a seamless search and application process and fast approval times.
Novuna® and Jacuzzi® are both authorised and regulated by the Financial Conduct Authority and are committed to treating all customers fairly—ensuring you have all the options available to make the right payment decision when purchasing a Jacuzzi® product. When you choose to purchase through Novuna® Personal Finance, you can do so with peace of mind, knowing that both Novuna® and Jacuzzi® share equal liability for your product.
YOUR GUIDE TO Jacuzzi® HOT TUB AND SWIM SPA FINANCE OFFERS WITH NOVUNA® PERSONAL FINANCE
From Interest Free, to Buy Now Pay Later, and packages designed to get you the lowest monthly payment available, we have a range of personal finance packages that allow you to leave your money in the bank.
UP TO 30 MONTHS INTEREST FREE CREDIT - 0% APR REPRESENTATIVE
Available on selected products
Spread the cost up to 30 months with no interest to pay. The loan term available & deposit required varies depending on the model purchased – please ask in store for details. Participating dealers only.
Interest Free Credit
- 24 months with 50% deposit
Available on J-200 , J-300 and J-400 spa collections
- 30 months with 50% deposit
Available J-300 and J-400 spa collections
Up to 30 months interest free credit
Available on selected products
Better than spending your own money—spread the total cost interest-free over up to 30 months. With today’s higher savings rates, you can earn interest on your capital while still purchasing your perfect Jacuzzi® hot tub.
Only a 30% upfront deposit is required on hot tubs. The plan is flexible, allowing you to settle your balance at any time with no penalties and the option to accelerate payments based on your personal preference.
Buy now, pay later with nothing to pay for 12 months – 19.9% APR representative
Available on all spas, swim spas, and infrared saunas
Leave your money in the bank and pay nothing for 12 months from product delivery. If you settle before the 12-month window, there’s no interest to pay and only a £29 settlement fee.
With the 12-month period not starting until delivery, this allows you to purchase your product with peace of mind and time to organise installation without the pressure of reducing your 12-month window.
We’ve partnered with Novuna on this package to mean customers only require a £99 upfront deposit. Pay in full within 12 months with no interest to pay, or spread the cost over 10 years – 19.9% APR Representative.
Representative example: Cash Price £6,999.00, Deposit £99.00, Amount of Credit £6,900.00. Duration of agreement 132 months (including 12-month deferral period); 120 Monthly Repayments of £148.35. Rate of Interest 19.9% p.a fixed; 19.9% APR Representative; total amount payable £17,901.00; £29 early settlement fee.
3 months deferred payment + up to 5 or 10 years - 11.9% APR
Available on all spas, swim spas, and infrared saunas
The most flexible payment option – this package allows you to pay nothing for 3 months from delivery and choose your preferred minimum monthly payment over 5 or 10 years. You also have the freedom to pay more than the minimum or settle the agreement at any time, helping you manage the overall term and total interest paid.
We’ve partnered with Novuna® on this package, meaning customers only need a £99 upfront deposit.
Representative example: Cash Price £6,999.00. Deposit £99.00, Amount of Credit £6,900.00. Duration of agreement 123 months (including 3-months deferral period); 120 Monthly Repayments of £94.30. Rate of Interest 10.9% p.a fixed; 10.9% APR Representative, Total Amount Payable £11,415.00; £29 early settlement fee.
Deferred and Preferred, nothing to pay for 3 months - 10.9% APR Representative
- 3 months deferred payment + 10 years - 10.9% APR AVAILABLE ON ALL HOT TUBS and SWIM SPAS.
And then choose:
- 60 month loan term
- 120 month loan term
Financing on Jacuzzi® Brand Swim Spas
- 36 or 48 months at 14.9% APR with a minimum £99 deposit
- 12 months deferred followed by 19.9% APR
- 11.9% APR with deposit £1,000 then nothing to pay for either 60 months or 120 months
BUY NOW, PAY LATER WITH NOTHING TO PAY FOR 3 months - 14.9% APR REPRESENTATIVE
AVAILABLE ON HOT TUB BRANDS OTHER THAN JACUZZI®
Your agreement includes a deferral period during which you do not need to make any repayments. During this time, interest will accrue at the contractual rate, however any repayments that are made will reduce your outstanding balance and will not attract any interest charges. If you decide to settle the agreement in full during the deferral period, you will not be charged any interest (£29 early settlement fee applies). £100 minimum deposit required.
PAY MONTHLY FINANCE - 14.9% APR REPRESENTATIVE
AVAILABLE ON HOT TUB BRANDS OTHER THAN JACUZZI®
A quick & easy way to spread the cost up to 10 years with the options to make additional repayments at anytime, which could reduce the term of agreement and the total interest payable. £100 deposit required.
WHO CAN APPLY FOR FINANCING?
You Must:
- Spend over £1,500
- Be at least 18 years of age
- Have been a UK resident for 3 years or more
- Be able to make repayments by Direct Debit
- Be in regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your partner who is in regular employment. If you are retired and receive a pension or registered disabled and unable to work, our lenders may ask for proof of sufficient income
Credit is subject to status and affordability. Terms & Conditions Apply.
Euphoria Lifestyle Limited FRN: 667426. Registered address: Delta House C/O CJA Accounting Limited, 16 Bridge Road, Haywards Heath, United Kingdom, RH16 1UA is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority.
Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.
